So how many online log-ins do you have?

Not so long ago, a survey by Intel Security found that the average person has 27 discrete online logins.

So how many online log-ins do you have?

I wish. I stopped counting at 40 after taking account of work and personal email, social media, newspaper/mag subs, banking, utilities, airlines/train companies and online shopping.

The Intel survey was however silent on how many actual passwords the average person has.

But the survey did note that more than one-in-three (37%) forget a password at least once a week.

As the writer tries to use a unique password for each separate log-in, I can identify with that finding.

With impeccable timing, the Digital Banking Club debate on 6 April will discuss the motion: This house believes the password will never be replaced by your body.

As the independent chair of the debate, I had better try and maintain some degree of neutrality.

Likely discussion points at the debate include:

  • As banking becomes increasingly more digital, are passwords becoming a serious problem?
  • What are the realistic alternatives to safely and securely authenticate banking customers?
  • Are biometric technologies failsafe?
  • What’s holding back the banking industry?


Research from VocaLink certainly suggests consumer demand for biometrics’ alternatives to PIN/signature when it comes to mobile payments: 58% of the survey would prefer eye scans while 67% would prefer to use fingerprints.

The DBC debate on 6 April, back at The Law Society HQ, is likely to oversubscribed so as ever-get yourself registered to attend at the first opportunity.