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Biometric Banking: “This house believes the password will never be replaced by your body.”

06 Apr, 2017

The Digital Banking Club's first Live Debate of 2017 was held on Thursday 06th April at the Law Society, London.

Biometric Banking: “This house believes the password will never be replaced by your body.”

This Live Debate followed a traditional format with each of our panellists being either for or against the motion. Both sides made their case, then our delegates got to vote for the side that they felt put forward the most convincing argument. 

Read about the Live Debate and download the opinion piece by Simon Cadbury now.

The motion for this debate was: Biometric Banking: “This house believes the password will never be replaced by your body.”

Our Panel for the Debate: 

The Debate was Chaired by Douglas Blakey, Group Editor, Consumer Finance, and Chairman of The Digital Banking Club. Joining Douglas were:

For the Motion

  • Enza Iannopollo, Security and Risk Analyst, Forrester
  • Ian Bradbury, CTO Financial Services, Fujitsu
  • Simon Cadbury, Director of Strategy and Innovation, Intelligent Environments

Against the Motion

  • Chris Gledhill, CEO and Co-Founder, Secco
  •  Daryl Wilkinson, Managing Director, DWC

  • Paul Trueman, SVP, Global Enterprise Risk and Security, Mastercard


The Law Society, London WC2A 1PL

Read about the Live Debate and download the opinion piece by Simon Cadbury now.

Douglas Blakey

Douglas Blakey

Group Editor, Consumer Finance and Chairman of The Digital Banking Club

Douglas is Group Editor, Consumer Finance at Timetric, chief of judges for the annual Retail Banker International Awards and lead market advisor for Timetric’s retail banking research division. This division produces and maintains more than 50 market leading research reports and has undertaken bespoke consultancy projects for banks, vendors and their advisors. Douglas practiced as a solicitor in Scotland before moving into business information and analysis. He maintains an editorial advisory board of leading bank executives and is a regular guest banking analyst with BBC, NBC, New Statesman and other leading media.

Daryl Wilkinson

Daryl Wilkinson

Managing Director, DWC

Following the launch of DWC, the Financial Conduct Authority invited Daryl to be their Strategic Advisor to the Senior Partner of Fintech and Regtech. His work has produced the first strategy of its kind for Regtech innovation from any regulator worldwide and a published commitment in the FCA’s 2016 business plan to enable more efficient and effective regulation and compliance. Daryl’s ongoing engagement with the FCA contributes to their objectives of promoting innovation, lowering barriers to entry and improving access to financial services. Prior to DWC, Daryl was an executive at the Nationwide Building Society where he established and led their Group Innovation Lab. He created a new model of open and agile innovation for Nationwide whilst developing key partnerships with Silicon Valley and London Fintech, delivering pioneering innovation in customer experience, channel management, marketing and operations. With 20 years experience at executive level in blue chip organizations, including a decade in financial services, Daryl has achieved customer excellence, commercial goals and multibillion pound profits for the Royal Bank of Scotland, Northern Rock, Accenture, AT&T and IBM. He has lived and worked in the USA, Canada, and Eastern and Western Europe. Daryl regularly speaks as an authority on digital technology and was the first private sector speaker to be invited to address the House of Commons Parliamentary Reception in 2015 when he spoke about industry forces reshaping UK financial services. He has featured in interviews for the likes of the Sunday Times, CIO Magazine, Wired and FSTech Magazine.

Simon Cadbury

Simon Cadbury

Director of Strategy and Innovation, Intelligent Environments

Simon is a product marketer and strategist with 18 years’ experience working for a range of major international brands. Simon’s role is to work with Intelligent Environments’ investors to set and deliver the company’s mid and long term strategy, as well as overall responsibility for the product development and management of Interact; the company's core product offering. Simon joined in 2013 from Lloyds Banking Group where he was responsible for payment technology and also sat on the Credit Card divisions leadership team. Prior to this he worked on the launch of a number of firsts in new technology – the Blackberry (BT Cellnet), BT Openzone (BT Retail), 3G Live! (Vodafone Australia) and Sky HD (BSKYB).

Paul Trueman

Paul Trueman

SVP, Global Enterprise Risk and Security, Mastercard

Paul is responsible for the advancement of global product solutions around safety and security for Mastercard. He works directly with the technical teams on fraud solutions and authentication as well as leadership and consumer experience. In 2015 he led the development of the biometric narrative enabling the Identity Check brand “Selfie Pay” for global rollout. He is also working with partners on digital evolution, the Internet of Things and the use of Artificial Intelligence He joined Mastercard in 2011 as Head of Marketing UK & Ireland successfully leading the launch of Priceless London. He has been consistently named in the Top 100 most influential marketers 2012-2015. Prior to Mastercard Paul has held senior positions in Marketing, Innovation and strategy development in Global and Regional roles across diverse sectors including Electronics with LG Electronics and FMCG with both Mars and Cadbury Schweppes plc.

Enza Iannopollo

Enza Iannopollo

Security and Risk Analyst, Forrester

Enza is an analyst on the Security & Risk team at Forrester. Her research focuses on the impact of internet regulations and data privacy issues on digital business models, as well as the technologies that underpin them. Her research coverage includes data protection, privacy in the context of cloud computing, analytics, and the internet of things. Enza also helps Security & Risk Professionals build and execute data and privacy protection strategies in line with the requirements of the business technology (BT) agenda. Prior to joining the Security & Risk team, Enza was a researcher on the CIO team; before that, she was a research associate on the BT Futures team. She collaborated on a variety of research reports, covering cloud computing, analytics, smart cities, and connected business. She has also delivered Webinars and presentations to clients. Enza earned a B.A. in political science and an M.A. in public policy, magna cum laude, from the University of Roma; she also earned an M.Sc. with merit in regulation from the London School of Economics. Enza recently completed an intensive course at the London School of Economics focusing on IPRs and the security and privacy of cyberspace. Enza speaks fluent Italian and English.

Ian Bradbury

Ian Bradbury

CTO Financial Services, Fujitsu

Ian started his working life in the IT department of Friends Provident Life Office over 30 years ago and has been involved in technology and Financial Services ever since. It has taken him around the world working with many different organisations, always focused on driving transformational change. Throughout this time he has never seen such risk and potential for Financial Services organisations as there is today – through Digital Disruption - and he finds it to be the most exciting period of his career so far. He very passionate about technology, how it works and how it can be used to improve society and the lives of individuals. Ian is also a Fujitsu Distinguished Engineer.

Chris Gledhill

Chris Gledhill

CEO and Co-Founder, Secco

Top global fintech influencer, technologist and visionary, Chris Gledhill is on a mission to reinvent currency. Former lead of disruptive innovation labs at Lloyds Banking Group, he is now CEO and co-founder of Secco Aura, a company that monetises data and empowers the consumer. Gledhill regularly speaks and blogs about financial services and is considered a thought leader in fintech. He is passionate about disruptive technologies such as digital currencies, Blockchain, AI, biometrics, the internet of things and how they can be applied to banking.

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Retail Banker International

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