Align Credit Union launches credit card upgrades, mobile payment options

Align Credit Union has introduced several credit card enhancements as well as new mobile payment options.

Align Credit Union launches credit card upgrades, mobile payment options

The company has upgraded its VISA Signature Credit Card and VISA Platinum Credit Cards by adding the alerts feature.

With the enhanced card, members will be able to sign up for text and/or email alerts related to their credit card, which will help them keep track of their finances and detect fraud.

They will receive alerts on transaction activity in cases when a purchase exceeds a specific dollar amount or was made outside the US, account reminders regarding statement availability and payment due dates.

Align president and CEO Ken Del Rossi said: “In a day and age where technology touches virtually every aspect of life, we are constantly looking at ways that we can bring that focus to our Members for their benefit.

“With plastic card enhancements such as credit card alerts, we’re able to give Members information near real time through the communication channel they prefer.”

Besides, members will now be allowed to pay for purchases with Apple Pay using their iPhone 6, iPhone 6 Plus or Apple Watch at any participating merchant’s contactless reader, and will also be able to use Apple Pay on a smartphone, iPad Air or iPad Mini.

Apple Pay has been designed to mitigate fraud as the user’s name, Align card number and security code remain private and are not stored on the phone or shared with the merchant.

In addition, members will have the option to make purchases using Google Wallet, which will also enable members to safely link store loyalty cards and gift cards.

Align executive vice president and CFO Tom Hammond added: “It made sense to add both Apple Pay and Google Wallet as more and more of our Members are using mobile devices for their banking needs.

“With this technology, you don’t share your physical credit or debit card with the retailer which builds in an additional layer of fraud protection for our members.”