Discover cards to support Apple Pay with 10% cashback bonus
Discover Financial Services is set to enable its card members add their Discover cards to Apple Pay from 16 September.
In addition, the company will reward a 10% cashback bonus for its cardmembers in the US who use their Discover cards through Apple Pay. Cardmembers will receive this bonus on up to $10,000 of in-store purchases from 16 September to this year end.
Discover it Miles, Miles and Escape cardmembers will secure an additional ten miles per dollar on up to $10,000 of in-store purchases.
While choosing to use Apple Pay-enabled Discover card, Discover cardmembers will continue to get all protection, services and benefits offered by Discover, such as $0 Fraud Liability Guarantee which implies that a cardmember cannot be held liable for unauthorized purchases on a Discover card, as well as access to 24/7 US-based customer care centers.
In order to add a Discover card to Apple Pay, cardmembers need to first upgrade for free to iOS 9, and then go to the Wallet app to get started. In case they already have a Discover card on file with iTunes, they only require to enter the security code, or choose to add a new Discover Card.
Discover rewards vice president Heather Roche said: “We are excited for Discover cardmembers to have the ability to use Apple Pay. Rewards have always been important to our cardmembers, and we want to make sure they receive a generous offer for shopping with Discover and Apple Pay.
“We want to encourage new and existing Discover cardmembers to add their Discover card to Apple Pay with a few simple clicks using our mobile app, take advantage of this 10% Cashback Bonus, and experience the ease and convenience of using Apple Pay.”
Apple Pay is a mobile payments service that does not store the actual card numbers on the device or on Apple servers, when cardholders add their credit or debit card to Apple Pay. It instead generates a unique device account number which is assigned, encrypted and securely stored in the secure element on the user’s device, with every transaction authorised with a one-time unique dynamic security code.