U.S. Bank adds Android Pay, Samsung Pay support to MasterCard cardholders

U.S. Bank has enabled its MasterCard cardholders to use the mobile payment services Android Pay and Samsung Pay

U.S. Bank adds Android Pay, Samsung Pay support to MasterCard cardholders

U.S. Bank has enabled its MasterCard cardholders to use the mobile payment services Android Pay and Samsung Pay, which were earlier available to Visa-branded cardholders only.

With the new facility, the MasterCard card members can now load their cards onto eligible Android and Samsung mobile devices and pay using these two mobile payment services.

Android Pay and Samsung Pay will also work with MasterCard credit cards that U.S. Bank issues on behalf of its co-brand and affinity partners like REI and Edward Jones.

In order to secure customers’ card details, both mobile payment options do not send actual credit or debit card numbers to merchants when a payment is made. Instead, through a tokenization process, a virtual account number replaces card data to represent a customer’s account information.

U.S. Bank merchant customers can accept Android Pay at the POS using terminals enabled with NFC and in their Android apps; whereas, Samsung Pay can be accepted at both point of sale using terminals enabled with NFC or magnetic-stripe readers.

U.S. Bank senior vice president for retail payment solutions Clifford Cook said: “Partnering with MasterCard to bring more mobile payment options to our card members helps make it easier for them to try new ways to pay.

“This is an important step in the continuing evolution of payments and consistent with providing our card members the convenience of making mobile payments with whatever mobile device they choose.”