ICICI Bank debuts instant credit card service

ICICI Bank has launched instant credit card service which will allow the bank’s savings account customers to get a credit card instantly.

ICICI Bank debuts instant credit card service

The new service will enable its customers to get credit card number and other required details online, through which they can shop online without having to wait for the physical card arrival.

Based on pre-checked bureau scores, customers can get a credit card with a credit limit of up to INR400,000 ($6,254).

An additional level of authentication has been included in order to make the offering secure. Customers will receive their physical credit card within few working days.

Currently, the customers can use this facility through the bank’s internet banking platform and will be available on the bank’s mobile banking application, iMobile in some time.

ICICI Bank executive director Anup Bagchi said: “At ICICI Bank, our philosophy is ‘Ready For You. Ready For Tomorrow’, herein we are committed to offer innovative products and services to our customers at the fastest possible speed and with the highest level of convenience. The introduction of instant credit cards is an outcome of this vision.

“With the festive season just around the corner, there will be many interesting offers with online partners in various categories like shopping, travel and entertainment among others.

“We believe that this unique proposition, which is first of its kind in the industry, will empower our customers to instantly get the credit card online in a few steps and immediately start transacting on e-commerce sites to take advantage of the offers.”