I have written a lot about the High Cost Credit Review in this column, and for good reason. Together with the forthcoming new rules on creditworthiness and affordability, the High Cost Credit Review will have a major impact on the alternative credit...Read more
What can global acceptance standards do for merchants?
The global payments market is deeply fragmented. How to simplify the complexities? The...Read more
Quantum Leap: How will banks cope with tomorrow's tech?
One of most dramatic recent changes to the banking ecosystem was the integration of back...Read more
Banking by mobile app 'to overtake online by 2019'
This is a tipping point for the industry. Mobile is rapidly becoming the channel of...Read more
Will you be a winner or a loser in the open banking world?
Open banking is set to send shockwaves through the UK’s banking industry in 2018....Read more
Competition for market share in personal finance management...
With the launch of its Connected Money app, HSBC is the first big UK bank taking a big...Read more
A risky business: why the mispricing of credit is a danger...
The mispricing of risk in consumer credit is a threat to all lenders, particularly those...Read more